:root{--ink:#16222b;--muted:#59666e;--paper:#fbfaf6;--card:#fff;--line:#dde3df;--accent:#41645a;--soft:#eef3f0;--warn:#fff7e8;--max:1120px}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:#244f45;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}
.wrap{width:min(var(--max),calc(100% - 34px));margin:auto}
header{background:#f5f6f2;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:72px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;letter-spacing:-.02em}
.logo{width:34px;height:34px}.links{display:flex;gap:20px;flex-wrap:wrap;font-size:.94rem}.links a{text-decoration:none}
.hero{padding:78px 0 54px;background:linear-gradient(180deg,#f3f5f0 0%,var(--paper) 100%)}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.76rem;font-weight:800;color:var(--accent)}
h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h1{font-size:clamp(2.35rem,6vw,4.8rem);max-width:900px;margin:.25em 0}.hero p{font-size:1.2rem;max-width:760px;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 7px 25px rgba(25,35,30,.04)}
.card h3{margin-top:0}.section{padding:50px 0}.section h2{font-size:2rem}.btn{display:inline-block;padding:12px 17px;background:var(--accent);color:white;border-radius:10px;text-decoration:none;font-weight:750}
.btn.secondary{background:transparent;color:var(--accent);border:1px solid var(--accent)}.cta{background:#18312b;color:white;border-radius:22px;padding:28px;margin:32px 0}.cta a{color:white}
.article{max-width:780px;margin:0 auto;padding:54px 0}.article h1{font-size:clamp(2.2rem,5vw,4rem)}.article h2{margin-top:2.1em;font-size:1.75rem}.article p,.article li{font-size:1.06rem}.dek{font-size:1.2rem!important;color:var(--muted)}
.note,.disclosure{padding:18px 20px;border-radius:14px;background:var(--soft);border:1px solid var(--line);margin:24px 0}.warning{background:var(--warn)}
.meta{color:var(--muted);font-size:.9rem}.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:22px}.breadcrumbs a{color:inherit}
.related{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.related a{display:block;background:white;border:1px solid var(--line);border-radius:12px;padding:14px;text-decoration:none;font-weight:650}
footer{border-top:1px solid var(--line);margin-top:50px;padding:38px 0;color:var(--muted);font-size:.9rem}.footer-links{display:flex;gap:14px;flex-wrap:wrap}
table{border-collapse:collapse;width:100%;background:#fff}th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}
@media(max-width:820px){.links{display:none}.grid{grid-template-columns:1fr}.related{grid-template-columns:1fr}.hero{padding-top:55px}.nav{min-height:62px}}